Description: This discussion at the SOA 1967 Annual Meeting covers mortality issues including trends in longevity, factors affecting future mortality rates, and projection methods.

Description: This is a discussion of the paper, The Mortality of Industrial Policyholders 1950 to 1955 by Edward A. Lew and Mortimer Spiegelman. From Transactions of Society of Actauries 1957, Vol. 9, No. 24.

Description: A paper analyzing cause of death population statistics. Discussion of sources of reporting data with respect to both occupation at death and cause of death especially when there are multiple causes. In the present paper the writer attributes much of the confusion in medical literature on mortality trends to the emphases placed on coronary disease as a cause of death. However, regarding the group of diseases known on the North American Continent as cardiovascular-renal disease the author establishes that the medical and other professions do experience a definitely higher mortality from this disease. Followed by 2 discussion papers submitted

Description: This paper was presented at the 1957 Society of Actuaries Eastern Spring Meeting, held March 21-22 in New York. The authors present the results of the fourth in a series of mortality studies of the experience of industrial policyholders of the Metropolitan Life Insurance Company for successive periods since 1911. This report extends the series to 1955, with emphasis on mortality trends during the post war decade. Like the earlier reports covering the four decades ending with 1950, mortality trends among these insured lives for the more important causes of death according to age, sex, and race are presented. From Transactions of Society of Actuaries 1957 Volume 9, Number 24.

Description: Evaluation of the excess mortality element of the Group Conversion charge. Followed by several discussion papers submitted

Description: This is a discussion about substandard mortality vs. standard mortality and the effects it will have on substandard premiums. Topics included: A. Statistical evidence on the trend of substandard mortality. Does it generally follow the trend of standard mortality? B. Effect this should have on substandard extra premiums. C. Does a lowering of substandard extras require any changes in underwriting rules, either as to the range of substandard classes or as to the ratings applied to some of the major impairments?

Description: Discussion of the following underwriting topics: A. In view of the low rates of mortality currently experienced on standard lives, is the standard classification too narrow? B. Do substandard extra premiums at the lower ratings make fair provision for the additional expenses incurred on substandard policies? C. What problems are encountered in issuing life insurance on persons residing outside the continental United States and Canada? D. What changes have been made recently in non-medical selection and why? E. How could greater use be made of mortality or morbidity studies conducted by hospitals, clinics, government agencies, universities and others outside of the life insurance business?

Description: This paper raises the following questions regarding mortality and underwriting: How does mortality under term insurance compare with that under permanent insurance? To what extent should large amounts of accidental death benefits be a matter of underwriting concern? What are the pros and cons of issuing triple indemnity benefits as an adjunct of life insurance policies? From Transactions of Society of Actuaries 1960, Vol. 12, No. 34.

Description: Discusses the titled paper by McCarter regarding a new payout annuity mortality table and with projections.

Description: This study develops mortality ratios, using contemporary population tables as the base, for the 897 Fellows of the two predecessor bodies to the present Society observed to anniversaries in 1985. A discussion of the paper follows. From Transactions of Society of Actuaries 1990, Vol. 42.